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Community Links
South Padre Island Chamber of Commerce
South Padre Island Convention and Visitor’s Bureau
Port Isabel Chamber of Commerce
Port Isabel Rotary Club

Helpful links
Used Car Values
Cameron County Appraisal District

 

Business Banking

Accounts

Business Checking Account

  • Designed for business account holders with more extensive banking needs.
  • The minimum deposit required to open this account is $100.  Refer to our Fee Schedule for additional disclosures.

Savings Account (Regular & Business)

  • Designed as a basic savings account, especially for those with limited banking needs. Ideal for a first account for your children or for those people who need only the most basic of savings accounts.
  • The minimum deposit required to open this account is $100.
  • You must maintain a minimum balance of $100 in the account each day to avoid a fee and obtain the Annual Percentage Yield.
  • There are no deposit limitations. Withdrawal limitations do exist. Refer to our Fee Schedule.
  • Your interest rate and Annual Percentage Yield may change. At our discretion, we may change the interest rate on your account at any time.
  • Interest begins to accrue on the date of deposit if received by 2:30 p.m.
  • Interest is compounded monthly and credited to your account monthly when the statement is prepared. If you close your account before interest is credited, you will not receive the accrued interest.
  • We use the daily balance method to calculate the interest on your account. This method applies a periodic rate to the daily balance in the account for the period.

Money Market Account (Regular & Business)

  • Gives you a high interest rate and limited check writing privileges.
  • The minimum deposit required to open this account is $2,500.
  • You must maintain a minimum balance of $2,500 in the account each day to avoid a fee.
  • There are no deposit limitations.  Withdrawal limitations do exist.  Yo may make six (6) withdrawals from your account each month, but only three (3) may be payments by check to third parties.  Refer to our Fee Schedule.
  • Your interest rate and Annual Percentage Yield may change.  At our discretion, we may change the interest rate on your account at any time.
  • Interest begins to accrue on the date of deposit if received by 2:30 p.m.
  • Interest is compounded monthly and credited to your account monthly when the statement is prepared.  If you close your account before interest is credited, you will not receive the accrued interest.
  • We use the daily balance method to calculate the interest on your account.  This method applies a periodic rate to the daily balance in the account for the period.
  • You must maintain the minimum balance shown in the account each day to obtain the Annual Percentage Yield described.

Loans

  • Commercial Loans
  • SBA Loans
  • Construction Loans

 

     
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