Debit Cards

First National Bank of South Padre Island offers debit cards with all checking and NOW accounts. Through our partner STAR we offer tens of thousands of surchage-free ATM's across the country.  For locations visit www.star.com or call 1-866-985-2273 for more information.

To activate your new debit card call 1-800-887-0555 24 hours a day, 7 days a week.

In order to make your online shopping more secure using your debit card we are now offering Mastercard Secure Card.  This service will enable you to create a personal code that will be required at the end of each online transaction using your debit card from First National Bank of South Padre Island.  To register your card please click the hyperlink below and follow the directed steps.

 

 

 

Checking Accounts

Bank by phone to obtain information about your checking, savings, or loan account 24 hours a day, 7 days a week by dialing (956) 761-5425.

Regular Checking Account

• Designed as a basic checking account, especially for those with limited banking needs.
• The minimum deposit required to open this account is $100.
• There are no deposit limitations.  Some withdrawal fees exist.  Refer to our Fee Schedule.

VIP Checking Account

• Go Green account.  No Service charge. Must be an online account and receive electronic statements.
• Designed as a basic checking account.  This is a non-interest bearing account.
• The minimum deposit required to open this account is $100.
• There are no deposit limitations or withdrawal limitations.  Some withdrawal fees may exist.  Refer to our Fee Schedule.
• Service charge - $5.00 (flat fee)
• No minimum balance requirement.
• Additional services available free of charge (all services limited to one instance per month)
  • Internet Banking, Cashiers Check, Money Order, Gift Card, Debit Card Replacement, Research Services (1 hour per month)

 

Platinum Club Account

• A non-interest bearing checking account tailored to meet the needs of adults at least 55 years of age.
• The minimum deposit required to open this account is $500.
• You must maintain a daily minimum balance of $500 to avoid a fee.
• There are no deposit or withdrawal limitations.
• Free Gift Card, Money Orders and Cashier's Checks.
• No fee for the issuance of your first debit card.
• Club members receive a 50% discount on the annual rental of a Safe Deposit Box at the main bank (subject to availability).

Platinum Plus Checking Account

• A non-interest bearing checking account tailored to meet the needs of adults at least 55 years of age
• The minimum deposit required to open this account is $100.
• Account must have a monthly Direct Deposit (payroll, Social Security, etc.)
• There are no deposit limitations or withdrawal limitations.  Some withdrawal fees may exist.  Refer to our Fee Schedule.
• Service charge - $0.00
• No minimum balance requirement.
• Additional services available free of charge (all services limited to one instance per month)
  • Internet Banking, Cashiers Check, Money Order, Gift Card, Debit Card
  • Club Members receive a 50% discount on the annual rental of a Safe Deposit Box at the main bank (subject to availability)