Checking Accounts

Bank by phone to obtain information about your checking, savings, or loan account 24 hours a day, 7 days a week by dialing (956) 761-5425.

Regular Checking Account

• Designed as a basic checking account, especially for those with limited banking needs.
• The minimum deposit required to open this account is $100.
• There are no deposit limitations.  Some withdrawal fees exist.  Refer to our Fee Schedule.

VIP Checking Account

• Designed as a basic checking account.  This is a non-interest bearing account.
• The minimum deposit required to open this account is $100.
• There are no deposit limitations or withdrawal limitations.  Some withdrawal fees may exist.  Refer to our Fee Schedule.
• Service charge - $5.00 (flat fee)
• No minimum balance requirement.
• Additional services available free of charge (all services limited to one instance per month)
  • Internet Banking, Cashiers Check, Money Order, Gift Card, Debit Card Replacement, Research Services (1 hour per month)

 

Platinum Club Account

• A non-interest bearing checking account tailored to meet the needs of adults at least 55 years of age.
• The minimum deposit required to open this account is $500.
• You must maintain a daily minimum balance of $500 to avoid a fee.
• There are no deposit or withdrawal limitations.
• Free Gift Card, Money Orders and Cashier's Checks.
• No fee for the issuance of your first debit card.
• Club members receive a 50% discount on the annual rental of a Safe Deposit Box at the main bank (subject to availability).

Platinum Plus Checking Account

• A non-interest bearing checking account tailored to meet the needs of adults at least 55 years of age
• The minimum deposit required to open this account is $100.
• Account must have a monthly Direct Deposit (payroll, Social Security, etc.)
• There are no deposit limitations or withdrawal limitations.  Some withdrawal fees may exist.  Refer to our Fee Schedule.
• Service charge - $0.00
• No minimum balance requirement.
• Additional services available free of charge (all services limited to one instance per month)
  • Internet Banking, Cashiers Check, Money Order, Gift Card, Debit Card
  • Club Members receive a 50% discount on the annual rental of a Safe Deposit Box at the main bank (subject to availability)