Privacy Policy

What does First National Bank of South Padre Island do with your personal information

Why? - Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing.  Federal law also requires us to tell you how we collect, share and protect your personal information.  Please read this notice carefully to understand what we do.

What? - The types of personal information we collect and share depend on the product or service you have with us.  This information can include:

• Social Security number and income
• Account Balances and payment history
• Credit History and credit scores

When you are no longer our customer, we continue to share your infomation as described in this notice.

How? - All financial companies need to share customers' personal information to run their everyday business.  In th section below, we list the reasons financial companies chan share their customers' personal information; the reasons First National Bank of SPI chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information  

Does FNBSPI share?     Can you limit this sharing?

For Our everyday business purposes -           Yes                                      No

such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus.

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For Our marketing purposes -                         Yes                                      No

to offer our products and services to you

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For joint marketing with other finanical companies -                                                                      No                                      No

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For our affiliates' everyday business purposes -  No                                      No

information about your transactions and experiences

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For our affiliates' everyday business purposes -  No                                      No

information about your creditworthiness

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For nonaffiliates to market to you -                     No                                      No

Questions?                   Call 956-761-7959 or go to www.fnbspi.com

Who we are

Who is providing this notice?                  First National Bank of South Padre Island

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What we do

How does protect my personal information?  To protect your personal information form unauthorized access and use, we use security measures that comply with federal law.  These measures include computer safeguards and secured files and buildings.    

How does collect my personal information?  We collect your personal information, for example, when you:

 - Open an account or deposit money

 - Pay your bills or apply for a loan

 - Use your credit or debit card

Why can't I limit all sharing?  Federal law gives you the right to limit only

 - sharing for affiliates' everyday business purposes - information about your creditworthiness

 - affiliates from using your information to market to you

 - sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

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Definitions

Affiliates  Companies related by common ownership or control.  They can be financial and nonfinancial companies.

Nonaffiliates  Companies not related by common ownership or control.  They can be financial and nonfinancial companies.

Joint Marketing  A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

If you believe any information we have about you or your relationship with us is incorrect, please notify us at once.We will take prompt action in making the appropriate corrections.If you feel we have not met our obligations in the protection or use of your personal information, you may submit a complaint to us in person, by phone or by mail.

First National Bank of South Padre Island
709 Padre Blvd.
P.O. Box 3640
South Padre Island, TX78597
(956) 761-7958