What does First National Bank of South Padre Island do with your personal information
Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share and protect your personal information. Please read this notice carefully to understand what we do.
What?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
- Social Security number and income
- Account Balances and payment history
- Credit History and credit scores
When you are no longer our customer, we continue to share your infomation as described in this notice.
How?
All financial companies need to share customers’ personal information to run their everyday business. Here are examples of when we share your information and when we do not;
Reasons we can share your personal information:
- For our everyday business purposes such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus. This cannot be limited by the customer.
- For our marketing purposes to offer our products and services to you. This cannot be limited by the customer.
We do not share your information for these purposes:
- For joint marketing with other financial companies.
- For our affiliates’ everyday business purposes information about your transactions and experiences.
- For our affiliates’ everyday business purposes information about your creditworthiness.
- For nonaffiliates to market to you.
Questions?
Call 956-761-7959
Who we are
Who is providing this notice? First National Bank of South Padre Island
What we do
How does First National Bank of South Padre Island protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does First National Bank of South Padre Island collect my personal information? We collect your personal information, for example, when you:
- Open an account or deposit money
- Pay your bills or apply for a loan
- Use your credit or debit card
Why can’t I limit all sharing? Federal law gives you the right to limit only
- sharing for affiliates’ everyday business purposes – information about your creditworthiness
- affiliates from using your information to market to you
- sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
Definitions
Affiliates – Companies related by common ownership or control. They can be financial and nonfinancial companies. First National Bank of South Padre Island has no affiliates
Nonaffiliates – Companies not related by common ownership or control. They can be financial and nonfinancial companies. First National Bank of South Padre Island does not share with nonaffiliates so they can market to you.
Joint Marketing – A formal agreement between nonaffiliated financial companies that together market financial products or services to you. First National Bank of South Padre Island doesn’t jointly market.
Notifications
If you believe any information we have about you or your relationship with us is incorrect, please notify us at once.We will take prompt action in making the appropriate corrections.If you feel we have not met our obligations in the protection or use of your personal information, you may submit a complaint to us in person, by phone or by mail.
First National Bank of South Padre Island
709 Padre Blvd.
P.O. Box 3640
South Padre Island, TX78597
956-761-7959