Fee Schedule

Account Closed Within 90 Days – $25.00
Account Levy, Hold or Freeze – $50.00
Auto-transfer Fee ($100 Increments) – $5.00
Chargeback Fee – $5.00
Loan Payments – NSF Fee on Return Checks – $35.00
Check Printing (Fee Depends on Style of Check Ordered)

Collections:
Incoming – $15.00
Outgoing – $15.00

Commercial Services – $25 per Month or $5 per Batch and a $0.05 per item
Copy of Bank Records (Per Item) – $5.00
Cutoff Statement – $5.00

Debit Card Services
Card Reorder – $5.00
Transaction On or Off Premises (FNB Customer) – No Fee
Transaction On Premises (Non-Customer) – $3.00

Foreign Collections – Actual Fee + $5.00
Gift Card Fee – $6.95
Gift Card Monthly Inactive Fee – $2.95
Gift Card Replacement Card Fee – $5.00
Internet Banking – No Fee
Internet Banking with Bill Pay – $5.95
(Waived with 3 or more transactions)
Manual Bill Paying Service Fee – $5.00
Manual Bill Paying Monthly Service Fee – $10.00
Merchant Account (VISA/ MasterCard) – See Bank Price List
Night Drop Locking Deposit Bags – $25.00
Notary Fees (Non-Customer) – $5.00
Additional Page – $1.00
NSF & Overdraft Fee – $35.00
Applies to overdrafts created by check, in person or ATM withdrawal, or other electronic means, as applicable.

Photocopies – $1.00
Reloadable Card Fee – $9.95
Secondary Card Fee – $9.95
Reload Fee – $4.95
Replacement Card Fee – $9.95
Research – Per Hour – $30.00
Return Mail – $5.00
Stop Payment – $30.00
Temporary Checks (Per Page of 4 Checks) – $2.00

Zipper Bags:
Large – $5.00
Small – $3.00

Fax Fees:
Incoming – $ 3.00
Outgoing (956 Area Code) – $ 5.00
Outgoing (Long Distance) – $ 7.50
Outgoing (International) – $ 15.00
Official Checks:
Cashier Check – $ 5.00
Cashier’s Check (Non-Customers On-Us Exchange) – $15.00
Money Order (max $1,000.00) – $3.00

Safe Deposit Boxes:
3 x 5 (Per Year) – $25.00
5 x 5 (Per Year) – $35.00
3 x 10 (Per Year) – $45.00
5 x 10 (Per Year) – $55.00
10 x 10 (Per Year) – $100.00
Drill Box – $150.00
Late Fee – $10.00
Lost Key – $25.00
Set-up Fee (One Time Charge) – $15.00

Wire Transfers:
Incoming – $10.00
Outgoing – Domestic – $20.00
Outgoing – Foreign – $40.00

Notice Regarding Fees by Others

  • If you use an automated teller machine that is not operated by us, you may be charged a fee by the operator of the machine and/or by an automated transfer network.
  • If you have a check sent for collection, you may be charged a fee by the receiving bank.

Internet Banking with Bill Pay Consumers

  • After the 90 day introductory period, Bill Payment for consumer accounts has a monthly flat fee of $5.95 per month.  Fee is waived if three (3) or more bills are paid during any month.
  • Includes same features of Internet Banking above with quick and easy bill payment which allows you to pay anyone online in just minutes.
  • Variable and recurring payment scheduling is also available.